INSURANCE HELP

Have a burning question? Chances are someone’s already asked me the same thing. I’ve saved my most frequently asked questions on this page. See you’re not the only one after some answers.

Life insurance is not a legal requirement – ultimately it’s up to you whether you buy it or not. However, the answer to this will hinge on whether you have a partner and/or dependants who would suffer in the absence of your wage if you were to die unexpectedly (depressing – but possible).

Ah! This is a good question as there are several measures you can take. The first is always to shop around – never just renew your existing household policy or accept the first new quote you are offered. But, even when you find the cheapest deal, there are ways to reduce the cost further.

Absolutely not! Very few people have motor insurance policies that state they can drive any other vehicle under fully comprehensive cover. But if the driver has fully comprehensive insurance for their own car, they will be covered in a third party capacity.

It follows that motorists with squeaky clean driving licences will be insurers’ favourite customers and – in turn – will qualify for the cheapest motor insurance premiums.